无黧 2008-9-18 19:07
无小黧 口语日志
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[[i] 本帖最后由 无黧 于 2008-9-18 19:42 编辑 [/i]]
无黧 2008-9-18 19:41
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[font=Times New Roman][size=3]I hope you've all finished reading the assigned chapter on insurance[color=lime],(-) [/color]so that you are prepared for our discussion today.But[color=lime](,)[/color]before we start, I'd like to mention a few things your text doesn't go into.It's interesting to note that insurance has existed in some form for a very long time.The earliest insurance policies were called [color=red]barter(bottomry)[/color] contracts.They [color=blue]provide(provided)[/color] [color=blue]shiping(shipping)[/color] protection for merchants as far back as 3000 B.C.In general, the contracts were often no more than verbal agreements.They granted loans to merchants with the understanding[color=darkorange] [/color][color=darkorchid]that[/color] if [color=red](a)[/color] particular shipment of goods [color=red]were(was)[/color] lost at sea,the loan didn't have to be repaid.[color=red]Interests(Interest)[/color] [color=red]of(on)[/color] the loans varied according to how risky it was to transport the goods.During periods of heavy piracy at sea,for example,the amount of [color=red]interests(interest)[/color] and the cost of the policy went up considerably.So [color=lime](,)[/color]you can see how insurance helped encourage international trade.Even the most cautious merchants became willing to risk [color=blue]shiping(shipping)[/color] their goods over long distances, not to mention in hazardous weather conditions,when they had this kind of protection available. Generalling speaking, the basic form of [color=red](an)[/color] insurance policy has been pretty much the same since the Middle Ages.There are four points that were salient then and remain paramount in all policies today.These were outlined in Chapter 6[color=lime],() [/color]and will serve as the basis for the rest of today's discussion. Can anyone tell me what one of those points might be?[/size][/font]!J7cO6kRC
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[font=Times New Roman][size=3]音频如下[/size][/font]
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